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Credit score is not the only requirement for the credit card approval, but it's very important. Excellent credit is not necessary, but Drive credit card issued by Citibank® (Citi® is a Credit-Land.com advertising partner) will not be given to those with bad credit either.

If you already had a Drive card and had problems using it (non-payments, etc.), it will be difficult to get that card again or a Citi® card in general, but with a good credit history you may have a good chance of getting approved.

If you have bad credit and try to apply for a card you are not qualified for, this may harm your credit even further. Just be sure to apply for a card designed for people with low credit scores. You might want to consider the Merrick Bank Double Your Line® Mastercard®, it is meant for individuals who have bad to fair credit and are looking for concrete steps to improve it. Usually, that means that your score should be on a scale of 300 to 669 according to the FICO score range. A great feature of this card is that your initial limit of $550 to $1,350, based on creditworthiness, can be automatically doubled after seven months of on-time payments. Also, the Merrick Bank Double Your Line® Mastercard® reports to the major credit card bureaus, which eventually can help to improve your credit history.

tags : Bad Credit Credit Score Store Cards

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.