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Credit score is not the only requirement for the credit card approval but it's very important. Excellent credit is not necessary, but Drive credit card issued by Citibank (Citi is a Credit-Land.com advertising partner) will not be given to those with bad credit either.

If you have bad credit and try to apply for a card you are not qualified for this may harm your credit even further. Just be sure to apply for a card designed for people with low credit scores.