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For your needs, we would recommend you general rewards credit cards. They typically come with a 0% intro APR on purchases, allow earning worthwhile rewards for all purchases and give flexible redemption options. For example, if your credit score is excellent, the Citi Rewards+® Card (Citi is a Credit-Land.com advertising partner) will be a good choice. First, it will help you save on interest and fees, since it comes with a $0 annual fee and 0% Intro APR on purchases for 15 months (18.74% - 28.74% (Variable) after that). Second, it will Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. And it will earn 1X Points on all other purchases. What is more, you can get a great signup bonus - Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com.