What do I need to do to get a credit card? I’ve... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » What do I need to do to get a credit card? I’ve never had one before and don’t know exactly how...

What do I need to do to get a credit card? I’ve never had one before and don’t know exactly how to get one.

Answered on | Updated on February 8th, 2013
The content is accurate at the time of publication and is subject to change.

To get a credit card you should be at least 18 years old and have a job. We also have cards for students. Start by checking your credit report. Find out what your credit score is. And choose the right credit card with help of our credit card navigator. Simply follow three easy steps and see the options you have. Review the credit card terms and make sure the issuer reports to major credit bureaus so you can build your credit history. Choose a card and click the “Apply Online” button. You will be directed to the application form. Then just complete the form and submit it. You will receive a letter within ten business days letting you know if you were approved and when to expect your credit card.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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