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To get a credit card you should be at least 18 years old and have a job. We also have cards for students. Start by checking your credit report. Find out what your credit score is. And choose the right credit card with help of our credit card navigator. Simply follow three easy steps and see the options you have. Review the credit card terms and make sure the issuer reports to major credit bureaus so you can build your credit history. Choose a card and click the “Apply Online” button. You will be directed to the application form. Then just complete the form and submit it. You will receive a letter within ten business days letting you know if you were approved and when to expect your credit card.