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You can earn 1 point for every dollar spent at Macy's on qualifying purchases. If the couch you are thinking of buying qualifies, you can earn Plenty points. Note that you will need to link your Plenty rewards card with a Macy's credit card to earn points. However, do not use a special financing option to purchase the couch. We always advise against using special financing because the APR is usually very high. If the balance is not paid in full in the agreed upon time frame, interest will be charged all the way back to the original date of purchase. Many people don't realize that when they enter the agreement, it can be a costly mistake. A new credit card with a 0% promotional interest rate is always a better option.