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They offer 1 point for every dollar spent at Macy's on qualifying purchases and 2 points for every dollar spent on beauty and fragrances. If the couch you are thinking of buying qualifies, you could earn significant points. Also if you use your rewards credit card you can get even more rewards. However, do not use a special financing option to purchase the couch. I always advise against using special financing because the apr is usually very high. If the balance is not paid in full in the agreed upon time frame they will usually charge interest all the way back to the original date of purchase. Many people don't realize that when they enter the agreement and it can be a costly mistake. A new credit card with a 0% promotional interest rate is always a better option.