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The Pacsun Card issued by Comenity Bank is no longer available for consumers. But if you need a simple credit card with cash back to get rewards on all your purchases, pay your attention to Discover it® Cash Back credit card. It allows earning 1% back on all purchases. What is more, Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Discover will match all the rewards you've earned at the end of your first year, automatically, providing you are a new cardmember, that is also a great bonus.

To earn flat 2% back on eligible purchases, you might want to consider the Citi Double Cash® Card (Citi is a advertising partner). This no-annual-fee credit card offers one of the best flat-rate cash back programs, and 18 months of intro 0% interest on balance transfers (when the introductory interest rate is over, the ongoing APR of 19.24% - 29.24% (Variable) will apply), which can help you pay off your current debt.