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The good news is that if you look around you will find plenty of options available when it comes to transferring a balance from a store card, and you will be able to clear your balance with a younkers credit card payment. There are general rewards cards that offer low APR's or no APR's on balance transfers for anywhere from 6 months to 12 months or more. Yet when it comes to transferring balances it's important to remember to check out all the terms and conditions associated with them – and there is often fee that goes hand in hand with these offers. How much of a fee? Typically they are in the 3% range. Even with fees balance transfers can be a good deal but it pays to know all the ins and outs before applying. And if you get the right card you can also earn points, miles or cashback on your purchases.