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The first and the most important reason you would want to buy travel insurance is that travel is an expensive investment and not everyone can afford to lose it. Simply include trip cancellation and trip interruption benefits, and you can reimburse pre-paid and non-refundable trip costs if you have to cancel your trip due to a covered reason.
Another reason is unexpected situations can happen, regardless of your destination or risks involved. Having emergency medical coverage included in your travel insurance can help you save thousands of dollars you would otherwise pay out-of-pocket for treatment and transportation expenses.
Travel insurance is inexpensive compared to the potential risks of a canceled trip, an illness, or other unexpected event that can ruin your vacation.