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HSBC Cash Rewards Mastercard® credit card comes with an Introductory 3% cash back on all purchases in your first year, up to $10,000 in spend. When you reach this limit, you will earn 1.5% cash back. As you see, this bonus is not usual as other credit cards offer. What is more, you wll get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. You may choose from credit cards that offer more cash back. For example, consider the Discover it® Cash Back credit card. This card offers 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, unlimited 1% cash back on all other purchases. Discover will match ALL the cash back you've earned at the end of your first year, automatically (if you are a new cardmember). There's no signing up. And no limit to how much is matched.You can redeem cash back any amount, any time. Rewards never expire.