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HSBC Cash Rewards Mastercard® credit card comes with an Introductory 3% cash back on all purchases in your first year, up to $10,000 in spend. When you reach this limit, you will earn 1.5% cash back. As you see, this bonus is not usual as other credit cards offer. What is more, you will get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. You may choose from cash back credit cards that offer more rewards on all purchases.