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HSBC Cash Rewards Mastercard® credit card comes with an Introductory 3% cash back on all purchases in your first year, up to $10,000 in spend. When you reach this limit, you will earn 1.5% cash back. As you see, this bonus is not usual as other credit cards offer. What is more, you wll get 1.5 cash rewards on every $1 you spend on all new, net purchases after the intro period. You may choose from credit cards that offer more cash back. For example, consider the Discover it® Cash Back credit card. This card offers 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, and more up to the quarterly maximum, each time you activate. Plus, unlimited 1% cash back on all other purchases. Discover will match ALL the cash back you've earned at the end of your first year, automatically (if you are a new cardmember). There's no signing up. And no limit to how much is matched.You can redeem cash back any amount, any time. Rewards never expire.