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News: Amtrak and Bank of America Roll Out a New Rewards Program -

All aboard! Amtrak and Bank of America are launching a new rewards program for two co-branded credit cards--the Amtrak Guest Rewards World MasterCard and a Platinum version. Depending on the card you get the rewards include up to 20,000 Amtrak Guest Rewards bonus points as a sign-up bonus, as well as earning three points for every dollar spent with Amtrak and two points on all other travel spend.

"These new cards are perfectly matched with the Amtrak Guest Rewards program improvements we recently announced and mark an important milestone in our ongoing commitment to deliver exceptional value to our loyal passengers," said Matt Hardison, Amtrak's chief marketing and sales officer.

The Amtrak Guest Rewards World MasterCard

With this premium card people earn three points for every dollar spent on Amtrak, which includes buying food and beverages while on the train. People also earn two points per dollar on other travel purchases and one point on all other purchases. Points never expire and there is no limit to how many can be earned during the year. The annual fee for this card is $79.

Right off the bat they also get 20,000 bonus points when they spend 1,000 in the first 90 days. People also get a complimentary Companion Coupon and One-Class Upgrade, as well as a single-day ClubAcela pass, which gives them entry to the ClubAcela, Amtrak Metropolitan Lounge and other first class lounges. Every year when card membership is renewed, cardholders get another Companion Coupon and One-Class Upgrade.

Going with the Platinum MasterCard credit

There is no annual fee for this card, and people get 12,000 bonus points once they spend $1,000 over the first 90 days. When booking or traveling on Amtrak they earn two points per dollar, and one point for everyday purchases.

With both cards travelers get a five percent Amtrak Guest Rewards point rebate when booking trips on the train. There are no foreign transaction fees with either card, and both are outfitted with security enhancing EMV technology.