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News: Credit Cards With Trip Delay Insurance Have You Covered At Times of Flight Chaos - Credit-Land.com

Travel disruptions happen all the time and cause a lot of stress, not to mention potential extra expenses you might have while waiting for a later flight.

Additional expenses such as meals, hotels, toiletries, and transportation can be covered if you have the right credit card. Some credit cards can provide additional protection - trip delay insurance - when you use them to pay for your trip.

Trip delay insurance is a protection against additional reasonably necessary expenses you may incur when your travel booked on a common carrier is delayed for a long time and is not covered by your common carrier. Common carriers are airlines, passenger railroads, long-distance bus service, ferry operators. Necessary expenses vary by card issuers, but they usually include meals, hotels accommodations and transportations. Those expenses can be limited up to the coverage limit.

Trip delay insurance is secondary. This means that it only kicks in after you receive compensation from the primary entity (e.g. airline). Thus, if an airline provides food vouchers during a lengthy delay, you can't get reimbursed for that.

Here are some credit cards that provide trip delay protection:

  • Capital One Venture X Rewards Credit Card
  • Chase Sapphire Reserve®*
  • The Platinum Card® from American Express
  • Marriott Bonvoy Bold® Credit Card*
  • The New United℠ Explorer Card

Many travel credit cards come with built-in trip delay insurance. They may also have other travel benefits to help you make your trips smoother. However, that comes at a cost. Travel cards almost always come with annual fees and often with rather high ones. Nonetheless, the annual fee may be worth all the benefits a travel card offers. Just make sure you know all benefits' ins and outs, especially when it comes to coverages and protections.

*Non-Monetized. The information related to Chase Sapphire Reserve® Credit Card, Marriott Bonvoy Bold® Credit Card were collected by Credit-Land.com and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. Credit-Land.com does not receive commission for this product.

tags : Credit Card Benefits Travel Credit Cards Travel Insurance

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.