The content is accurate at the time of publication and is subject to change.

The information for the OpenSky® Secured Visa® Credit Card offer may be out-of-date. The current card details are the following:

  • OpenSky® Secured Visa® Credit Card
    • New feature! Earn up to 10% cash back on everyday purchases
    • No credit check to apply. Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Get free monthly access to your FICO score in our mobile application
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Fund your card with a low $200 refundable security deposit to get a $200 credit line
    • Apply in less than 5 minutes with our mobile first application
    • Choose the due date that fits your schedule with flexible payment dates
    • Fund your security deposit over 60 days with the option to make partial payments
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
News: OpenSky Card Now Offers 0% Intro APR - Credit-Land.com

Many issuers offer assistance to its cardmembers during the coronavirus pandemic. Banks offer special programs to help people handle credit card payments as well as additional promotional offers allowing people to earn more rewards, save on interest, or offering additional options to use earned rewards.

The OpenSky® Secured Visa® Credit Card made a move as well and came up with a new initiative. The issuer started a promotional -month 0% introductory APR offer for all newly approved consumers.

It's a rare benefit for a secured credit card to offer 0% intro APR on purchases, even though it lasts only months. Still, it's a good opportunity to start building or improving credit during the pandemic. The security deposit for this card can be as low as $200 or as high as $3,000. Applicants can choose to put down any amount within that range.

Another benefit of this credit card is that consumers can choose when to pay the security deposit. It can be paid either during the application process by providing a debit card information, or by funding it at a later date through Western Union®, money order or check mailed to the issuer. When choosing the second way of funding the security deposit, the issuer will send detailed instructions in an email.

OpenSky Secured Visa card in a nutshell:

  • 0% intro APR on Purchases for the first months
  • Refundable security deposit between $200 and $3,000 - you choose it!
  • Reports to three major credit bureaus
  • No credit check
tags : Low Interest No Credit Secured Cards Covid

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.