The content is accurate at the time of publication and is subject to change.

Think on how you are going to use the card. Will it be for emergency only or you are going to charge on it all your everyday purchases? Or maybe you are planning to make a big purchase and want to use a credit card for it. Consider fees and APRs, it is good when the card has no annual fee and low APRs. If you are going to carry a balance, think of a credit card with a 0% promotional period. For example, look at the Discover it® Cash Back. There is no annual fee. The APR is waived for the first 15 months (after introductory period is over, 17.24% - 28.24% Variable APR will apply). Plus there is a cash back rewards program; you will be able to earn cash back on all your purchases.

You can see other credit cards you can apply for if you use our credit card navigator: enter your credit score, indicate your goals and preferences, and see the result.

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Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.