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If you want to transfer your balance to a new credit card, note that many credit cards offer 0% APR on purchases for cardholders. If you need this feature you'd better consider getting a regular credit card, that may offer not only 0% intro APR on purchases but even decent rewards and no annual fee.

For sure, you can find great offers for your future purchases. For example, the Discover it® Cash Back credit card comes with no annual fee and cash back. It offers 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched. If you are looking for travel rewards, consider travel rewards credit cards from major banks.