The content is accurate at the time of publication and is subject to change.

There is no need to apply for the Sam's Club credit card. Shopping credit cards usually give more rewards for in-store purchases from a particular brand and other purchases do not earn much. We would recommend you to apply for a regular credit card that will allow you to earn equal rewards on all your purchases. For example, it can be the Discover it® Miles. The card will allow you to earn unlimited 1.5x miles on all purchases and it comes with 0% Intro APR on purchases (then 17.24% - 28.24% Variable APR on purchases will apply). You will have 15 months to pay off the card balance without paying any interest. Another good feature is no annual fee.