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Apply for a general credit card that can be used to complete your Sephora purchases. This same logic applies to any store that doesn't offer their own credit card. A good option to consider when looking for an everyday card is a general rewards credit card. The beauty behind using a general rewards credit card is that you can earn additional reward points every time your card is used to make a purchase. The reward points that are earned can be saved over time and depending on the card you have, points can be redeemed for gift cards and even award travel. If you are someone who occasionally carries a balance, a low APR credit card might be a better option for you. Using a card with a low APR will allow you to avoid getting hit with high interest rates anytime you carry a balance.