I got pre-approved for Crate and Barrel credit card... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I got pre-approved for Crate and Barrel credit card and accepted it as it offered 10% back in...

I got pre-approved for Crate and Barrel credit card and accepted it as it offered 10% back in rewards. I was too excited to read the terms and later found out that rewards are only for select purchases and can expire. Now I want to close this card and get a new card with rewards that do not expire.

Answered on | Updated on April 8th, 2016
The content is accurate at the time of publication and is subject to change.

The Crate and Barrel credit card allows earning one point per dollar spent, which is pretty standard and even low for a store credit card. However, everything changes when it comes to redeeming rewards. Crate and Barrel will give you $20 reward dollars certificate for 200 points. If you do not redeem your rewards, they will expire 12 months after the date they are earned. This rewards program is good only for someone who shops at Crate and Barrel all the time. Otherwise a regular credit card with cash back will be a better option. Regular cards offer rewards that do not expire and rewards programs are much simpler. You can explore and compare all offers we have on the site to find the best one for you.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn unlimited 1.5% cash rewards on all purchases.
Good, Excellent Credit
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Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Fair Credit
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
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