Can I get cash back from my checking account, or do I... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Can I get cash back from my checking account, or do I have to have a credit card to get those...

Can I get cash back from my checking account, or do I have to have a credit card to get those types of rewards? I am reluctant to open another credit card account, as I am worried it will affect my credit score.

Answered on | Updated on July 12th, 2016
The content is accurate at the time of publication and is subject to change.

Checking accounts do not usually carry rewards. If you would like to earn cash back, miles, hotel reward points, or other perks, you’ll want to apply for a credit card account. Depending on your bank, you may be able to participate in programs like SunTrust rewards, but the real high value credit card rewards are found with credit cards from Mastercard, Visa, American Express and Discover. You can earn signup bonuses that can be cashed in for round-trip airline tickets, gift cards to your favorite retailers, and hotel bonus points that enable you to take a luxury vacation on a budget. These credit cards can be applied for online, without being a member of any specific bank. You’ll get a decision within seconds or minutes, in most cases.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn unlimited 1.5% cash rewards on all purchases.
Good, Excellent Credit
See Rates & Fees
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Fair Credit
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
Good, Excellent Credit

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