If I use my regular credit card to buy things at an... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » If I use my regular credit card to buy things at an LL Bean sale, am I getting the same...

If I use my regular credit card to buy things at an LL Bean sale, am I getting the same discount as someone with the store card? Should I apply for a different credit card to get the most savings at each place I shop?

Answered on | Updated on May 12th, 2016
The content is accurate at the time of publication and is subject to change.

That’s a good question; it’s easy to wonder whether you’re getting the best deal when you use different brands of credit cards to make different purchases. Sometimes a specific retailer will give a greater percentage of cash back when customers use their store credit card to make the purchase. Often, you can also get that same cash back if you are strategic about which card you use. There are so many great cards for shoppers to choose from, but you shouldn’t feel like you have to get one from every store you set foot in. Find one card that gives you a good amount of cash back on all your purchases, and you’ll be getting the sale discount as well as some cash back on top of that.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
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Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
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3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
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