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If you have a credit card with Visa or Mastercard logo on it, you can use your credit card anywhere. For example, if you have Cabela's Mastercard credit card, all your purchases will earn 1% back in CLUB Points on purchases anywhere else Mastercard® credit cards are accepted. Points can be used for Cabela's purchases. You can also consider cash back credit cards that are not tied to particular brands. You can redeem cash back any time, any amount. What is more, you can find offers with both 0% APR on purchases, no annual fee and cash back rewards.