The content is accurate at the time of publication and is subject to change.

In some cases the card issuer may need more time to go back and look through more information about the consumer to make a decision if the credit can be approved. In such cases, the decision is delay until the card issuer is convinced enough to either approve it or decline credit for the consumer.

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.