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With your credit score you can consider credit cards for consumers with good credit. If you are looking for a rewards program and an interest-free introductory period you should consider the Discover it® Cash Back. It offers a 14-month interest free introductory period on both purchases and balance transfers. Also, there’s no annual fee and generous cash back rewards program. Or you can choose the Discover it® Balance Transfer with a longer (18 months) 0% introductory period on balance transfers. The 0% introductory APR on purchases will last only 6 months. This is the key difference between these two cards. Note that when the introductory interest rate of the Discover cards is over, the ongoing APR of 13.49% - 24.49% Variable will apply.