What is the difference between the Best Buy store... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » What is the difference between the Best Buy store card and the Best Buy MasterCard and how do I choose...

What is the difference between the Best Buy store card and the Best Buy MasterCard and how do I choose which one to apply for?

Answered on | Updated on March 4th, 2015
The content is accurate at the time of publication and is subject to change.

They are similar in that they both come with the same benefits within the store such as financing options and rewards. They also both come with high APR’s. The main difference is the card branded with the MasterCard logo can be used anywhere MasterCard is accepted opposed to the standard Best Buy card which can only be used in the store.

You can’t choose which one you apply for. Your eligibility will be determined by your credit score. A better score gets the MasterCard and a person with a lower credit score will be given the standard store card. Also you could possibly be charged a $59 annual fee as well depending on your creditworthiness.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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