Yes, Banana Republic credit card rewards or expire. You will lose all the rewards after 24 months if you do not redeem them. If you need a credit card with rewards and do not want them to expire, consider applying to the general rewards credit card. If you want a credit card with rewards that do not expire consider applying to the Discover it® Cash Back. Every dollar you spend on this card will bring you 1% cash back. There is no sign-up bonus but all rewards you earn the first year will be matched at the end of your first year (provided you are a new cardmember).
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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.