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The Room Place card does not come with all of the benefits that many general credit cards do. First and foremost, you can only use the card at RoomPlace stores. If you want a full-service credit card, you should consider a more flexible general card and then figure out which of those cards offers the perks you're looking for. You might want a card that earns cash back or one that focuses on travel. Many cards include lesser-known benefits too, such as car rental insurance, trip accident insurance, free access to airport lounges, discounts for hotels, etc.

One nice service offered with the RoomPlace credit card is 24/7 online account access. That allows you to manage every aspect of your card, including paying your bill and viewing your statements.