The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

The Target RedCard does not offer a points program or cash back rewards like a traditional reward earning credit card. Nor do they offer reward certificates like many traditional store cards do. However, they do offer the 5% discount applied directly at the register at the time of checkout. An immediate discount can debatably be considered a better deal than having to wait. However, the credit card has a high APR which will definitely wipe out any discount you may receive. Also the APR is usually higher on store cards because they are working in partnership with another entity and everyone is taking a piece of the pie. Usually in negotiated deals, the store and the bank will share the interest and fees which result in a high APR to give all the players enough skin in the game to make it worth it.

If you want to earn rewards with a credit card, we can recommend you look through rewards credit cards from our partners. Here, at credit-land.com, you can use our Credit Card Navigator Tool that will find a perfect credit card for you based on your credit score and preferences.

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Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.