The content is accurate at the time of publication and is subject to change.

A stable job history and income are the things banks will check first if you have no credit history. To lessen the risk of denial, you can apply for a secured credit card. These cards require collateral. This means that you will have to deposit a certain amount, about $200, to get this card. Your credit line will be equal to your deposit, and if you want it higher, just pay more. In general secured credit cards can be used the same as unsecured credit cards.

tags : Credit Score Limited Credit No Credit Secured Cards

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.