If I get the card that you use for rewards for... - Travel with Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Travel with Credit Cards » If I get the card that you use for rewards for travel, can I pay off my cruise with the...

If I get the card that you use for rewards for travel, can I pay off my cruise with the card, and get reward points for that? So if I owe $2000.00 left, and I put it on my credit card, what reward points will I get, and when will I see them and be able to use them.

Answered on | Updated on April 22nd, 2017
The content is accurate at the time of publication and is subject to change.

Yes, you can pay off your cruise with a travel rewards credit card and earn rewards for that. For example, if you put that $2,000 on the Discover it® Miles, you will earn 3,000 miles ($2,000 * 1.5 miles). And since the first-year miles are matched for new cardmembers, Discover will double all the miles you’ve earned your first year at the end of the year. So basically those 3,000 miles are 6,000 miles. The miles match offer is available to the new cardmembers only, and your miles will be doubled even if you use them up by the end of your first year.

It may take one or two billing periods for your miles to post in to your account. Once you see your miles you can use them – redemptions start at 1 mile. You can redeem miles for travel purchases made within the last 180 days. Travel purchases are airline tickets; hotel rooms; car rentals; cruises; tour operators; vacation packages purchased through airlines, travel agents, online travel sites; local and suburban commuter transportation, including ferries; passenger railways; taxicabs and limousines; and charter/tour bus lines. If you prefer cash, you can redeem miles as electronic deposit into your account.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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