It is likely that you may be approved for the hhgregg card even if you have fair credit. However, you will probably not get this card if you have bad credit. If you have bad credit, do not apply for this card as it will only lower your credit score. There are many other cards aimed at those that want to rebuild their credit. It is important to know that the hhgregg credit card comes with a very high APR. So if you do apply for this card it would be imperative not to carry a balance. The interest rate of 29.99% is one of the highest around in the line of store cards.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.