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Aeroflot Bonus Miles can be redeemed only towards Aeroflot airline tickets and upgrades or transfered to any other SkyTeam airline frequent flyer program. If you want a credit card that does not tie you to one particular airline, consider applying for a general travel rewards credit card. Travel credit cards often have better terms and more generous rewards. Some travel credit cards even offer 0% APR and have no annual fee.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.