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Once you have earned 200 points or more, you will receive a reward certificate of $10. Reward certificate can be redeemed for New York & Company purchases only. What is more, points expire 13 months from the day they are earned. Reward certificates are valid for 60 days from the date they are issued.

If you want to have more flexible rewards, consider cash back rewards credit cards. For example, the Discover it® Cash Back credit card may be a good choice. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. All other purchases will earn unlimited 1% cash back. Discover will match ALL the cash back you've earned at the end of your first year, automatically (if you are a new cardmember). You can redeem cash back any amount, any time and rewards never expire.