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You can find the application on the Genesis Financial Solutions website, which is the bank that issues this card. Read the terms and conditions carefully so you are familiar with the fees, penalties, and payment terms. There is a link to the terms and conditions on the application page so you can see the annual fee and interest rate information. The annual fee varies based on your credit profile. You can also check to see if you are pre-qualified without affecting your credit. Before applying, make sure that this card offers better rewards than a general rewards card that offers cash back. Remember that you don’t need a co-branded card in order to earn rewards at the merchant's store.