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You have a question, I have the answer. Unlike general rewards credit cards, which can be used at a wide range of places, the Stage card is a store card. Stage Stores Inc. operates numerous retail chains and they have many locations across the United States. Stage Stores offers a different credit card for each store they operate. All of the companies owned by Stage Stores have their credit cards issued by Comenity Bank. What this means is the cards are interchangeable and one Stage Store card is just as useful as the other one. Cardholders can use any Stage credit card option to earn points towards rewards at any of the companies owned by Stage. What this means is a Bealls cardholder can earn points toward a payback certificate which can be used at Peebles. For every $250 a cardholder spends at any Stage location, they earn a $10 payback rewards certificate which can be used at any other Stage-owned store location.