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Even if you frequently shop at one particular store getting a Sears credit card may be not a best choice for maximizing your rewards. A branded credit card may seem lucrative for frequent customers but in most cases cardholders have to face hefty fees and a lot of restrictions. If you want to earn rewards on everyday purchases, it will be better if you apply for a credit card with general rewards rate on all purchases. Here're some of the best credit card offers for your needs.

The Citi® Double Cash Card – 18 month BT offer may not look like the best offer at the first sight. This card does not have a sign-up bonus and comes without a 0% intro APR on purchases. However, all in all, this card will be a great helper for those who want to earn rewards making everyday purchases. The card comes with unlimited 1% cash back on all purchases. Plus, you will earn another 1% back as you make payments for those purchases. This basically makes 2% cash back on all purchases! No annual fee is the icing on the cake of this offer.