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You have lots of options when it comes to transferring a balance from a store branded card like fullbeaty. With many cards offering new cardholders balance transfer rates of 0% APR, for between 6 months and a year. Checking out cards that offer a long term low APR also is worth a look, and depending upon your needs that might be a good fit. It's also important to remember that balance transfer offers often involve a fee charged by the issuer, and while they can variety, typically they are around 3%. While there are fee's people can still get a good deal with these offers and save some money along the way. But before applying for the card take some time to check out the fees involved and the overall ins and outs of the offer and the card, this way you know exactly what you are getting.