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If you do fly a lot with American Airlines, it can be worth applying for the Citi® / AAdvantage® Executive World Elite Mastercard® (Citi is a advertising partner). This card has benefits that can be worth its annual fee provided you are going to use these benefits. Also, the miles you earn with the card can be used to get an award travel with American Airlines or its partners. Simply make some calculations and if the perks are not worth the card expenses, then you may want to get a no annual fee credit card. For example, it can be the Discover it® Miles. The card comes without perks but you will earn miles that can be redeemed with any airline, including with American Airlines.