The content is accurate at the time of publication and is subject to change.

The Citi Dividend Platinum Select card offer has expired

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

Sure you can – but should you? That’s the real question.

Shell credit cards are like any other credit cards, in that you can use them to make purchases anywhere that accepts a credit card. It’s a “gas credit card” but it isn’t only for buying gas. It’s just called that because it only gives you savings on gas.

You indicated in your email that you have good credit, so why not consider applying for a rewards card that will give you cash back, points, or other rewards everywhere you spend money, not just at the pump?

The Citi Dividend Platinum Select card (the offer has expired) will give you a sign-on bonus of $100 cash back when you spend at just $500 on the card in the first three months. It also offers one percent cash back on all purchases and five percent back in rotating categories – and through December 2012, one of the five percent back categories is electronics! How much more perfect can you get?

Not only could you get five percent back on your laptop purchase and a $100 cash back sign-on bonus, if you want to take your time paying for your new laptop, Citi Dividend has an introductory zero percent APR on purchases for the first year. That means you can take up to a year to pay off your purchase with no interest.

Before you make a big purchase like a laptop – or anything else – it’s important to look at all your payment options and figure out which one will put the most money back in your pocket. Browse our entire selection of cash back credit cards and see which one you like best (but keep in mind that we recommend the Citi Dividend for you).

Good luck with your laptop shopping!