I have a Southwest Airlines Plus credit card but my... - Travel with Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Travel with Credit Cards » I have a Southwest Airlines Plus credit card but my Southwest points expired! I’ve been...

I have a Southwest Airlines Plus credit card but my Southwest points expired! I’ve been saving for a family trip, I’ve accrued almost 200,000 on Rapid Rewards, which is more than enough for us. How could this happen to me?! What should I do?

Answered on | Updated on June 5th, 2018
The content is accurate at the time of publication and is subject to change.

Judging from what you are telling, you haven’t been flying Southwest for quite a while. Southwest’s policy is that your miles expire after 24 months of inactivity. “Inactivity” in Southwest’s terms is a little different from other airlines. While on United or American you can redeem miles once in a while and prolong your miles’ existence, Southwest renders only miles accrual as an activity. More specifically, that is flying Southwest, obviously (paid flights, not reward flights), buying Rapid Rewards points, using a Southwest credit card, earning points from hotel and car partners that offer promotions or using a Rapid Rewards shopping portal.

There’s a simple way around it: don’t apply for co-branded credit cards. They are inconvenient in several different ways too. It’s actually better to apply for regular travel credit cards. There are plenty of them now and the constant competition makes them set bigger bonuses and even better rewards programs. And the best part – miles and points never expire! If you’ve earned a large collection of miles on one card and then shoved it away somewhere and forgot about it entirely, you can just take it any time and redeem the miles you have.

Our special highlight is the Discover it® Miles. This card is the perfection in the credit card jungle, as is successfully manages to eat the cake and have it. It offers decent miles for all purchases, namely 1.5 miles per dollar, which lets you earn every time you make a purchases, even non-travel related. Figure out how much you spend annually on all sorts of stuff and then multiply it by 1.5 to see your potential savings. Your miles will never expire.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*
Excellent/Good Credit
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Excellent Credit
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
Excellent, Good Credit

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