The content is accurate at the time of publication and is subject to change.

Generally, if you have bad credit you will not likely be approved for a store card. If you are looking to improve your credit be sure whichever card you apply reports to the credit bureaus. Be sure to apply for a card that accepts those with bad credit because a rejection and a couple of hard inquiries could cause a major ding to your credit score which would be counterproductive. However, there are a number of cards that cater to those with bad credit or you can get a secured card to help improve your credit. Make sure you keep the balances low and pay your bills on time.

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