It’s tempting to go ahead and apply for a store credit card when you’re about to drop a bundle of cash on their products. However, before you do so, take a close look at the terms and conditions of the card. In this case, the ongoing APR of Ashley Advantage credit card is high, Also Ashley Furniture credit card can be used at Ashley Furniture store only and you won’t be getting any rewards for your purchases. A better idea is to find a credit card with a 0% interest on purchases for the first year promotion, and which also has a sign-up bonus that gives you something great, like miles for a round-trip plane fare, or great cash back rewards. These offers are plentiful, and much better than store credit card offers. Do yourself a favor and apply for a flexible rewards credit card before you buy that new furniture.