It’s tempting to go ahead and apply for a store credit card when you’re about to drop a bundle of cash on their products. However, before you do so, take a close look at the terms and conditions of the card. In this case, the ongoing APR they charge is high, and there are limits on what purchases are eligible for special financing. Also, the 10% off is a one-shot deal, and after that you won’t be getting many, or any, rewards for your purchases. A better idea is to find a credit card with a 0% interest on purchases for the first year promotion, and which also has a sign-up bonus that gives you something great, like enough points for a round-trip plane fare, or a hundred dollars in gift cards. These offers are plentiful, and much better than store credit card offers. Do yourself a favor and apply for a flexible rewards credit card before you buy that new furniture.
BEST CREDIT CARD OFFERS from our partners:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Excellent, Good Credit
Earn unlimited 1.5% cash back on every purchase, every day
Average, Fair, Limited Credit
