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Unfortunately, Princess Cruises credit card rewards expire if you are not using your Princess Cruises credit card. As an option, you can use your Princess Cruises credit card for everyday shopping in order to keep earned points. However, Princess Cruises card earn just a tiny amount of rewards on purchases - 2 points on Princess Cruises and only 1 point for all other purchases. For everyday use I would recommend you apply for any other rewards credit card from major bank.