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Shopping online is one of life's great joys, so there's every reason to make sure you're doing it responsibly and keeping your information safe. The most important thing to remember is never to shop online using public Wi-Fi. If you are not on a secure, password-protected network, don't enter your payment card information, or any other sensitive personal data. If you do this, you cut your risk way down right off the bat. Secondly, keep your passwords private, make them hard to guess, and don't share them with anyone or write them down where someone can see them. Change them once in a while – experts recommend every six months or so – just to be extra safe. If you do all these things, you can shop online to your heart’s content, knowing your payment sources are secure and unlikely to be hacked.