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A travel rewards credit card offered by a major bank can be a good option for you. Travel rewards cards are not co-branded with airlines but allow you to earn miles towards future getaways. All miles you’ve earned can be redeemed for travel statement credits or cash. When redeem, you are not limited to airlines, you can redeem with any airline. Miles never expire and there is no limit on how many miles you can earn. Also, travel cards do not charge foreign transaction fees and come with chip technology, so you can use your card while you are abroad without overpaying.