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On the one hand, Scheels store credit card offers 6 months special financing for purchases of $500 or more. But on the other, Scheels credit card has a high ongoing APR. It may end up costing you more than you expect. Look at the low interest credit cards. For example, the Discover it® Cash Back credit card may be of interest to you. It comes with a 0% intro APR on purchases (when the introductory interest rate is over, the ongoing APR of 14.99% - 25.99% Variable APR will apply). The card has cash back rewards program - you will earn 1% cash back on all purchases and 5% cash back in rotating categories (on up to the quarterly maximum) - you will need to enroll every time a category changes to be able to earn rewards. The cash back never expire. There is no annual fee.