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You can apply for a credit card. Look at credit cards for people with bad credit. Most of these cards require a checking account, so if you don’t have one you won’t be approved. Also, you can consider a secured credit card. These cards require a deposit, which is usually about $200. Note that credit limits for people with bad credit are not high. With your credit history you may be approved for a $300 or $500 limit, depending on the credit issuer and your creditworthiness.