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It is great that you are thinking deeply in such an important matter as getting a credit card. If the Meijer gas stations are not the only ones you use, you'd better off with general cash back credit card, because the biggest rewards of Meijer card are earned when you fill up at Meijer Gas Stations only. Note that co-branded credit cards are usually much worse than general credit cards from major banks in terms of rewards on all purchases, rates and fees.