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There are two versions of the Firestone Credit Card: one is a private label credit card that can only be used at participating retailers, and the other one is a Mastercard credit card. The Firestone Credit Card does not earn rewards but still offers cardmember benefits and promotional financing. The Firestone Mastercard earns rewards on all card purchases in addition to the basic benefits.

When you apply, you cannot know which of the two cards you will be approved for. Another drawback is that both cards have high interest rates - 30%+ APR. So, if you want to commit yourself to a Firestone credit card, you should understand that your debt will grow fast if you do not pay off the card balance in full each month.

Since you are looking for your first credit card, we would recommend you look for cheaper options that are not co-branded with any retailer. For example, you can consider credit cards designed for people with limited credit.

If you have issues with getting approved for an unsecured credit card, consider secured credit cards instead. Secured credit cards are easier to get as they require a security deposit that should be paid when you are approved for the card. The minimum security deposit is usually around $200 - $300, and it usually gets you an equal line of credit. Some credit card issuers may extend higher credit limits while requiring lower security deposits if they consider you creditworthy enough. When you close or upgrade your secured credit card, you will get your deposit back (provided it hasn't been used).

tags : Car Rewards Store Cards

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.