Hi, I want to get a zero % balance transfer, but don't need it until October. I have time...
Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Hi, I want to get a zero % balance transfer, but don't need it until October. I have time to check out the best credit limit first as I will need a credit limit of £9000 minimum. I have an excellent credit record. I have credit with MBNA now and at the end of their free period I really would need to find another card to use. I did have £25k credit with them pre 2008, but I never used the limit and they reduced it to £10k and said it was standard procedure.
Answered on Apr 2, 2013
Updated on Apr 2, 2013
The content is accurate at the time of publication and is subject to change.
If you want to find a card with 0% APR on a balance transfer, you can use our balance transfer calculator. We cannot tell you anything about the credit limit because it is determined by the card issuer and depends on your credit history and income.
But it looks like you are not a U.S. resident since you are looking for a credit limit in pound sterling. We primarily offer credit cards to people in the U.S. We also have several credit cards for Canada residents. If you do not live in North America, your credit card application for our cards will most probably be denied.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.
questions RELATED TO THIS TOPIC
What kind of credit score do I need to get the Academy Visa?
You don’t need excellent credit, but on the other hand don’t apply for it if you have bad credit either. Anytime you have a hard inquiry on your credit report your credit score takes a hit. If you have bad credit there are cards that you can...
I have had a Bank of America rewards card for students for 2 years. Now my credit is better and I want to get a card with lower interest rate (or even 0% APR). Can you offer any rewards credit card for me?
If you want to transfer your balance to a new credit card, note that many credit cards offer 0% APR on purchases for cardholders. If you need this feature you'd better consider getting a regular credit card, that may offer not only 0% intro APR on...
I was denied a SW card although my Experian Credit Score is 788 and my other credit scores exceed 800 each. Our net worth exceeds $1250000. I pay off all bills monthly and have for nearly all of my life. The decision cannot be based on credit worthiness.
The Southwest credit cards are issued by Chase. Therefore, we assume that you fall under the Chase’s 5/24 rule. This rule means that in order to get approved for any Chase credit card, you cannot have opened five or more personal credit cards...
Yes. Ikea Visa Credit Card rewards expire after 36 months after the date that they are posted to your account. Moreover, you can't redeem earned rewards at any amount. The minimum redemption rate is $15. After you earn $15 in rewards, you will get...
Does Starbucks credit card offer 0% APR on purchases?
Unfortunately, no. Co-branded credit cards almost never offer 0% APR on purchases for cardholders. If you need this feature you'd better consider getting a regular credit card, that may offer not only 0% intro APR on purchases but even decent...
0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.