Hi, I want to get a zero % balance transfer, but don't need it until October. I have time...
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Hi, I want to get a zero % balance transfer, but don't need it until October. I have time to check out the best credit limit first as I will need a credit limit of £9000 minimum. I have an excellent credit record. I have credit with MBNA now and at the end of their free period I really would need to find another card to use. I did have £25k credit with them pre 2008, but I never used the limit and they reduced it to £10k and said it was standard procedure.
Answered on Apr 2, 2013
Updated on Apr 2, 2013
The content is accurate at the time of publication and is subject to change.
If you want to find a card with 0% APR on a balance transfer, you can use our balance transfer calculator. We cannot tell you anything about the credit limit because it is determined by the card issuer and depends on your credit history and income.
But it looks like you are not a U.S. resident since you are looking for a credit limit in pound sterling. We primarily offer credit cards to people in the U.S. We also have several credit cards for Canada residents. If you do not live in North America, your credit card application for our cards will most probably be denied.
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0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.