The content is accurate at the time of publication and is subject to change.

You're right, Ann Taylor credit card has a high regular APR, that is a common feature for store credit cards. In addition, you can use this card only at Ann Taylor stores. If you don't want to apply for their card, you can apply for a regular rewards card that offers 0% intro APR on purchases and cash back. A good example is the Discover it® Cash Back credit card. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Discover will match ALL the cash back you've earned at the end of your first year, automatically (if you are a new cardmember). Plus, earn unlimited 1% cash back on all other purchases - automatically. Thus card comes with no annual fee and offers 0% intro APR for 15 months on purchases (after introductory period is over, 17.24% - 28.24% Variable APR on purchases will apply).

tags : Cash Back Low Interest Store Cards

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.