The content is accurate at the time of publication and is subject to change.

To put it lightly, we wouldn't recommend you to ever get a Sears Card® (Citi is a Credit-Land.com advertising partner), not to mention any other store credit cards. Sears offers discounts or special financing for a short period. However, this special financing option comes with a price. It's called deferred financing. You are really going to get a 0% intro APR offer for some time, but after it ends, you'll have to pay interest on the balance starting from the day one of your purchase, which may result in tremendous sums. So, we would strongly advise against it if you have the slightest doubt you'll be able to pay off the balance on time.

As an alternative, you can choose from general 0% intro APR credit cards with rewards and other benefits from major issuers. General credit cards with 0% intro APR offer real 0% interest during the introductory period. If you won't be able to pay off the card balance by the end of 0% period, you will be charged interest on the remaining and new balances only.

tags : Low Interest

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.